Contractors & Freelancers
Specialist Accountants for Contractors & Freelancers
Most accountants hand a contractor a generic limited-company package and leave you to worry about IR35 on your own. We don’t. Led by a Chartered Tax Adviser with inside HMRC experience, we make sure you’re trading in the most tax-efficient way the law allows, and that you can defend your position if HMRC ever comes asking.
The Questions a Generalist Accountant Won’t Answer for You
- Working out your IR35 / off-payroll status on each contract, and proving it.
- Getting the salary, dividend and pension mix right every tax year.
- Knowing which expenses you can actually claim.
- Staying on top of self-assessment deadlines without overpaying.
- Choosing between sole trader, limited company and umbrella.
How Merit Helps Contractors and Freelancers
- Contract and working-practices reviews so you know your real IR35 position, with evidence to back it up.
- The optimal salary / dividend / pension split, reviewed every year against current thresholds.
- Full self-assessment and company accounts handled end to end.
- Clear, sector-specific advice on allowable expenses.
- Cloud bookkeeping (Xero / QuickBooks) with unlimited support, no hourly clock running.
Why Contractors Choose Merit
Because our team has worked inside HMRC, we know exactly how status enquiries are run and how to keep you on the right side of them. We’re Chartered Tax Advisers, not generalists, and our partners have built their own businesses from zero, so we understand the realities of working for yourself. Fixed fees, no surprises, no obligation.
